裕 (Kanji for abundant)

Often dictionaries say that both 豊か　and 裕 mean 'ゆたか'. But that's silly. No one uses 裕, so don't worry about it.

Onyomi

YUU

YOU can see duckies because they are abundant in this valley.

余裕(よゆう)

time/room to spare ★★★★☆
余 (excess) + 裕 (abundant) = 余裕 (time/room to spare)

room/time/money to spare. Like, don't sweat it.

裕福(ゆうふく) な

financially wealthy with cash. ★☆☆☆☆
裕 (abundant) + 福 (good luck) = 裕福 (financially wealthy with cash.)

DUCKIES are abundant around here.

I want what I LACK.

PEOPLE are uncouth sometimes.